Buying property in a foreign country can feel complex — regulations, systems, and expectations all differ. My role is to simplify this experience for you. If you are exploring Malta as a place to invest, reside, or secure a luxury home in Europe, this guide will walk you through exactly what you need to know in 2025. Malta remains one of the Mediterranean’s most attractive real estate markets for high-net-worth individuals — offering lifestyle appeal, a stable EU jurisdiction, strong ownership rights, an English-speaking environment, and favourable conditions for international buyers. Whether you are considering a seafront residence, luxury villa, penthouse, or investment property, it is entirely possible to purchase in Malta as a foreigner — with the correct structure.
Foreign buyers can purchase property in Malta under two frameworks:
✅ SDA — Special Designated Areas. The preferred route for most international HNWI buyers. No restrictions on number of properties. No AIP permit required. Available to EU and non-EU buyers equally Ideal for investment, relocation, or secondary homes. Typically located in premium lifestyle developments (e.g., Portomaso, Mercury, Tigné)
✅ AIP — Acquisition of Immovable Property Permit Used when buying outside SDA. One property per individual (unless you rent it out on a long lease or qualify under certain residency schemes). Property must be for your own residence. Requires a permit (AIP) before purchase. Longer process and more limitations on resale or usage. Some buyers choose AIP for unique villas, farmhouses, or heritage properties, but SDA provides the simplest path.
